Privacy Policy

Last updated: June 6, 2025

1. Who we are

Bali ("we", "us", "our") is a personal finance application. This policy explains how we collect, use, and protect your information when you use the Bali app or related services.

2. Information we collect

• Account information: email address, name (optional), and the stable Apple ID identifier when you sign in with Apple.
• Financial data: transactions, categories, budgets, savings goals, and balance sources that you enter. This data is stored securely and associated only with your account.
• Usage data: basic server logs (IP address, request timestamp, response status) retained for up to 30 days for security and debugging.

3. How we use your information

• To provide and improve the Bali app and its features.
• To send magic-link sign-in emails when you request them.
• To maintain the security and integrity of your account.

We do not sell your personal data. We do not use your financial data for advertising or share it with third parties except as required to operate the service (e.g., transactional email delivery).

4. Data storage and security

Your data is stored in encrypted PostgreSQL databases. Bearer tokens and magic-link tokens are stored as SHA-256 hashes — raw tokens are never persisted. Sessions expire after 30 days of inactivity.

5. Data retention and deletion

You may delete your account at any time from within the Bali app. Deletion permanently removes all financial data, sessions, and linked identities. Your profile record is anonymised (email and name removed) and retained only as an internal reference.

6. Your rights

Depending on your jurisdiction you may have rights to access, correct, or delete your personal data. To exercise these rights, contact us at privacy@usebali.com.

7. Children

Bali is not directed at children under 13. We do not knowingly collect personal data from children.

8. Changes to this policy

We may update this policy from time to time. The updated version will be posted at this URL with a revised "Last updated" date.

9. Contact

Questions? Email us at privacy@usebali.com.